Belgium

Fully Allowed

This jurisdiction has established a clear, favorable regulatory framework for blockchain and cryptocurrency activities. Businesses can operate with confidence under well-defined rules.

Belgium Cryptocurrency Regulatory Overview

Summary of blockchain and cryptocurrency regulations

Belgium regulates crypto under EU MiCA framework with specific AML requirements.

Belgium Blockchain Compliance Requirements

Comprehensive regulatory framework and requirements

Crypto service providers must register with FSMA and comply with AML/CFT obligations under EU directives.

Crypto Licensing Requirements in Belgium

Detailed breakdown of licenses needed for exchanges, custody services, and other crypto businesses

Crypto Asset Service Providers (CASPs) must obtain authorization under the EU's MiCA regulation, which became directly applicable on December 30, 2024. A transitional period allows existing CASPs to operate until July 1, 2026, or until their MiCA authorization is granted or refused. The FSMA is the designated national competent authority for MiCA implementation and supervision.

Cryptocurrency Tax Treatment in Belgium

How crypto gains and income are taxed, including capital gains rates and reporting requirements

As of January 1, 2026, capital gains from the sale of cryptocurrencies for private investors are subject to a new 10% tax. Gains from speculative trading are taxed as miscellaneous income at 33%, while professional crypto activity is taxed at progressive income tax rates up to 50%.

Crypto Banking Access in Belgium

Whether crypto businesses can obtain bank accounts and which banks are crypto-friendly

Limited banking access for crypto businesses.

AML/CFT Compliance

AML/CFT requirements are established and aligned with international standards (FATF guidelines).

Enforcement

Regulatory enforcement is predictable and fair. Clear processes exist for compliance and dispute resolution.

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Last updated: December 29, 2025

Disclaimer: This information is provided for general guidance only and should not be considered legal advice. Regulations change frequently. Always consult with qualified legal professionals in the relevant jurisdiction before making business decisions.