This jurisdiction has established a clear, favorable regulatory framework for blockchain and cryptocurrency activities. Businesses can operate with confidence under well-defined rules.
Romania Cryptocurrency Regulatory Overview
Romania regulates crypto under EU MiCA framework.
Romania Blockchain Compliance Requirements
Crypto service providers must comply with AML requirements and EU MiCA regulation.
Crypto Licensing Requirements in Romania
Crypto-Asset Service Providers (CASPs) must obtain authorization from the Financial Supervisory Authority (ASF) under the MiCA framework, implemented via Emergency Government Ordinance 10/2025. This involves a compliance-based fast-track registration, including technical approval from the Authority for the Digitisation of Romania (ADR) and submission of a comprehensive dossier covering governance, prudential resources, and AML/CFT controls.
Cryptocurrency Tax Treatment in Romania
Capital gains from cryptocurrency for individuals are subject to a 16% tax rate, effective January 1, 2026, as per Law No. 141/2025.
Crypto Banking Access in Romania
Limited banking access.
Official Sources & Regulatory References
https://bmalegal.ro/romanias-new-crypto-regulation-under-mica-compliance-licensing/, https://asfromania.ro/en/, https://copla.com/blog/compliance-regulations/mica-regulation-in-romania-licensing-implementation-and-what-crypto-firms-need-to-know/, https://www.ainvest.com/news/assessing-impact-romania-2026-crypto-dividend-tax-hikes-investment-strategy-2512/, https://www.avocatpavel.com/new-tax-rules-and-legal-sanctions-affecting-individuals-and-legal-entities-in-2026/
AML/CFT requirements are established and aligned with international standards (FATF guidelines).
Regulatory enforcement is predictable and fair. Clear processes exist for compliance and dispute resolution.
Disclaimer: This information is provided for general guidance only and should not be considered legal advice. Regulations change frequently. Always consult with qualified legal professionals in the relevant jurisdiction before making business decisions.