2025 marked a watershed moment in global cryptocurrency regulation. From the EU's MiCA implementation to the US GENIUS Act, this comprehensive review examines the most significant regulatory developments across 30+ jurisdictions and identifies emerging trends shaping 2026.

The OCC granted conditional approval for five crypto firms—including Ripple and Circle—to operate as national trust banks. This marks a watershed moment in U.S. crypto regulation, signaling a shift from enforcement to integration.

The year 2026 brings a mix of regulatory clarity and political friction in the crypto sector. Key trends include the institutional adoption of crypto via regulated products like ETFs, the necessity for compliance-friendly privacy tools, and ongoing legislative struggles over market structure and digital identity. Businesses must integrate compliance into product design to meet global standards.

The final weeks of 2025 brought significant regulatory movement, notably concerning institutional banking access for crypto firms. The Federal Reserve's potential move toward offering "skinny" accounts could reshape financial interactions. Compliance officers must prepare for intensified enforcement and clearer jurisdictional boundaries between the SEC and CFTC in 2026.

President Trump signed the GENIUS Act into law in July 2025, creating the first federal regulatory framework for stablecoins in the United States. Learn how this landmark legislation affects crypto businesses, consumers, and the global digital asset landscape.

Welcome to the final regulatory roundup of 2025. This week, the focus is on critical infrastructure and enforcement actions defining operational risk in the digital asset sector. The most impactful development is the Federal Reserve moving forward with 'skinny' accounts, potentially dismantling systemic de-banking concerns. Compliance officers must also prepare for persistent risks like sanctions compliance and developer liability in 2026.

The CLARITY Act creates a two-tiered regulatory system based on blockchain decentralization. Major networks like Solana, Cardano, and Polkadot currently don't qualify as "mature"—here's what that means for the future of crypto regulation.

President Trump signed the GENIUS Act into law on July 18, 2025, creating the first comprehensive federal framework for payment stablecoins. Here's what it means for issuers, investors, and the future of digital dollars.

The final weeks of 2025 brought significant clarity and conflict regarding institutional access and consumer protection in the digital asset market. The most impactful development centers on the ongoing struggle for banking access, with Senator Lummis highlighting the potential of the Federal Reserve's "skinny" accounts to provide direct access for crypto companies and fintech startups, potentially ending Operation Chokepoint 2.0.